Bad Business Inc. » Web Hosting http://www.badbusinessinc.com Bad Meanin' Real Good Business Fri, 29 Jan 2010 02:06:58 +0000 http://wordpress.org/?v=2.9.1 en hourly 1 What’s Your FICO Credit Scores? http://www.badbusinessinc.com/whats-your-fico-credit-scores/ http://www.badbusinessinc.com/whats-your-fico-credit-scores/#comments Tue, 11 Nov 2008 03:21:53 +0000 BadBizInc. http://www.badbusinessinc.com/?p=306

About FICO Credit Scores

  • FICO® scores are your credit rating
  • They range from 300-850, higher is better
  • Most lenders base approval on them
  • Higher scores mean lower interest rates
  • FICO® scores are calculated based on your rating in five general categories: Components of the FICO® score
    • Payment history – 35%
    • Amounts owed – 30%
    • Length of credit history – 15%
    • New credit – 10%
    • Types of credit used – 10%
  • We’re the inventor of the FICO® score
  • We’re the only site offering all 3 of your FICO® scores
  • The median FICO® score in the U.S. is 723


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